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The Education Plan

New Mexico - The Education Trust Board of New Mexico

529 Savings Plan - Direct-sold

Click "+" to expand the plan details, click "-" to shrink the plan details.

Contact Information: www.theeducationplan.com Ph 1-877-337-5268

Management Information: The Education Trust Board of New Mexico

Program Manager:	Contract Termination Date:
OFI Private Investments, Inc., a subsidiary of OppenheimerFunds Inc.	May 25, 2015
Investment Manager(s):	Contract Termination Date(s):
Dreyfus Corporation	Not Applicable
OppenheimerFunds Inc.	Not Applicable
The Vanguard Group®	Not Applicable
Thornburg Investment Management, Inc.	Not Applicable
TIAA-CREF	Not Applicable

Plan Benefits: Tax Deductions - Tax Exemptions

Investment Options: 15 Investment Options

Age-Based Options: 2 Investment Options

Age-Based Portfolios

Manager:

OppenheimerFunds Inc.

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$250.00
Minimum Subsequent Contribution	$25.00
Maximum Total Contribution	$294,000.00
Link to performance	www.theeducationplan.com/OFI529/AP/PerformanceInfo.do

The Age Based Portfolios offer a combination of index and actively managed investments in one portfolio in order to take advantage of the potential outperformance of actively managed investments, which are designed to attempt to beat the performance of a major market index over the long-term, and the lower fees of index investments.

Fee Structure: Direct-sold
	Annual Asset-Based Fees					Additional Investor Expense
Age of Child	Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0 - 5	0.57%	0.1%	0.1%	0.00%	0.77%	$25.00
6 - 8	0.56%	0.1%	0.1%	0.00%	0.76%	$25.00
9 - 11	0.55%	0.1%	0.1%	0.00%	0.75%	$25.00
12 - 14	0.48%	0.1%	0.1%	0.00%	0.68%	$25.00
15 - 17	0.44%	0.1%	0.1%	0.00%	0.64%	$25.00
18 - And Up	0.38%	0.1%	0.1%	0.00%	0.58%	$25.00

The $25 annual account fee will be waived if either the Account Owner or Designated Beneficiary is a resident of New Mexico, the Account balance is $10,000 or more, or periodic contributions are being made via an automatic payment plan for your financial institution.

Approximate cost of $10,000 investment (assumes 5% return)
Age of Child	1 year	3 years	5 years	10 years
0 - 5	$79.00	$247.00	$429.00	$958.00
6 - 8	$78.00	$244.00	$424.00	$946.00
9 - 11	$77.00	$241.00	$418.00	$934.00
12 - 14	$70.00	$218.00	$380.00	$849.00
15 - 17	$66.00	$206.00	$358.00	$801.00
18 - And Up	$59.00	$186.00	$325.00	$728.00

Cost of Investment Disclosure

Index Age-Based Portfolios

Manager:

OppenheimerFunds Inc.

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$250.00
Minimum Subsequent Contribution	$25.00
Maximum Total Contribution	$294,000.00
Link to performance	www.theeducationplan.com/OFI529/AP/PerformanceInfo.do

The Index Age Based Portfolios are designed to generate returns that closely mirror the performance of a major market index over the long term. These portfolios are able to keep transaction costs and other expenses low because they are passively managed,
meaning that the securities currently held in the benchmark index determine your investments.

Fee Structure: Direct-sold
	Annual Asset-Based Fees					Additional Investor Expense
Age of Child	Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0 - 5	0.21%	0.1%	0.5%	0.00%	0.36%	$0.00
6 - 8	0.22%	0.1%	0.5%	0.00%	0.37%	$0.00
9 - 11	0.23%	0.1%	0.5%	0.00%	0.38%	$0.00
12 - 14	0.21%	0.1%	0.5%	0.00%	0.36%	$0.00
15 - 17	0.19%	0.1%	0.5%	0.00%	0.34%	$0.00
18 - And Up	0.14%	0.1%	0.5%	0.00%	0.29%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Age of Child	1 year	3 years	5 years	10 years
0 - 5	$37.00	$116.00	$202.00	$456.00
6 - 8	$38.00	$119.00	$208.00	$469.00
9 - 11	$39.00	$122.00	$214.00	$481.00
12 - 14	$37.00	$116.00	$202.00	$456.00
15 - 17	$35.00	$109.00	$191.00	$431.00
18 - And Up	$30.00	$93.00	$163.00	$369.00

Cost of Investment Disclosure

Blended Options: 10 Investment Options

Conservative Index Portfolio

Manager:

OppenheimerFunds Inc.

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.21%	0.1%	0.05%	0.00%	0.36%	$0.00

Conservative Portfolio

Manager:

OppenheimerFunds Inc.

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.48%	0.1%	0.1%	0.00%	0.68%	$25.00

Moderate Index Portfolio

Manager:

OppenheimerFunds Inc.

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.23%	0.1%	0.05%	0.00%	0.38%	$0.00

Moderate Portfolio

Manager:

OppenheimerFunds Inc.

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.55%	0.1%	0.1%	0.00%	0.75%	$25.00

Moderately Aggressive Index Portfolio

Manager:

OppenheimerFunds Inc.

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.22%	0.1%	0.05%	0.00%	0.37%	$0.00

Moderately Aggressive Portfolio

Manager:

OppenheimerFunds Inc.

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.56%	0.1%	0.1%	0.00%	0.76%	$25.00

School Years Index Portfolio

Manager:

OppenheimerFunds Inc.

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$250.00
Minimum Subsequent Contribution	$25.00
Maximum Total Contribution	$294,000.00
Link to performance	www.theeducationplan.com/OFI529/AP/PerformanceInfo.do

Invests in fixed income and money market investment with a slight emphasis on equity in order to seek the Portfolio’s objectives of conservative appreciation and principal protection. This Portfolio seeks preservation of capital with growth as a secondary objective, investing primarily in fixed income funds to maintain stability. The target allocation is 10% equity, 50%fixed income and 40% money market funds.

Fee Structure: Direct-sold
Annual Asset-Based Fees					Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.14%	0.1%	0.05%	0.00%	0.29%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$32.00	$100.00	$175.00	$394.00

Cost of Investment Disclosure

School Years Portfolio

Manager:

OppenheimerFunds Inc.

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$250.00
Minimum Subsequent Contribution	$25.00
Maximum Total Contribution	$294,000.00
Link to performance	www.theeducationplan.com/OFI529/AP/PerformanceInfo.do

Invests in fixed income and money market investment with a slight emphasis on equity in order to seek the
Portfolio’s objectives of conservative appreciation and principal protection. This Portfolio seeks preservation of capital with growth as a secondary objective, investing primarily in fixed
income funds to maintain stability. The target allocation is 10% equity, 50% fixed income and 40% money market funds.

Fee Structure: Direct-sold
Annual Asset-Based Fees					Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.38%	0.1%	0.1%	0.00%	0.58%	$25.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$56.00	$177.00	$308.00	$691.00

Cost of Investment Disclosure

Ultra Conservative Index Portfolio

Manager:

OppenheimerFunds Inc.

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.19%	0.1%	0.05%	0.00%	0.34%	$0.00

Ultra Conservative Portfolio

Manager:

OppenheimerFunds Inc.

Capital Preservation Options: 1 Investment Option

Short Term Yield Portfolio

Manager:

OppenheimerFunds Inc.

Equity Options: 2 Investment Options

Aggressive Index Portfolio

Manager:

OppenheimerFunds Inc.

Aggressive Portfolio

Manager:

OppenheimerFunds Inc.

Plan Performance: Investment Option Performance

The Education Plan

Quarter-End Performance for the period ending N/A

(net of all applicable fees and costs)

	Average Annual Total Returns					Inception Date
	1-Year	3-Year	5-Year	10-Year	Since Inception	Inception Date
Age-Based Portfolios
Index Age-Based Portfolios
Age of Child: 0 - 5	-	-	-	-	-	N/A
Age of Child: 6 - 8	-	-	-	-	-	N/A
Age of Child: 9 - 11	-	-	-	-	-	N/A
Age of Child: 12 - 14	-	-	-	-	-	N/A
Age of Child: 15 - 17	-	-	-	-	-	N/A
Age of Child: 18 - And Up	-	-	-	-	-	N/A
Age-Based Portfolios
Age of Child: 0 - 5	-	-	-	-	-	N/A
Age of Child: 6 - 8	-	-	-	-	-	N/A
Age of Child: 9 - 11	-	-	-	-	-	N/A
Age of Child: 12 - 14	-	-	-	-	-	N/A
Age of Child: 15 - 17	-	-	-	-	-	N/A
Age of Child: 18 - And Up	-	-	-	-	-	N/A
Blended Portfolios
Conservative Index Portfolio	-	-	-	-	-	N/A
Conservative Portfolio	-	-	-	-	-	N/A
Moderate Index Portfolio	-	-	-	-	-	N/A
Moderate Portfolio	-	-	-	-	-	N/A
Moderately Aggressive Index Portfolio	-	-	-	-	-	N/A
Moderately Aggressive Portfolio	-	-	-	-	-	N/A
School Years Index Portfolio	-	-	-	-	-	N/A
School Years Portfolio	-	-	-	-	-	N/A
Ultra Conservative Index Portfolio	-	-	-	-	-	N/A
Ultra Conservative Portfolio	-	-	-	-	-	N/A
Capital Preservation/Money Market Portfolios
Short Term Yield Portfolio	-	-	-	-	-	N/A
Equity Portfolios
Aggressive Index Portfolio	-	-	-	-	-	N/A
Aggressive Portfolio	-	-	-	-	-	N/A

The performance data shown represents past performance. Past performance is not a guarantee of future results. Investment returns and principal value will fluctuate, so that investors' units, when sold, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data cited.

Return

Plan Residency: No

High school graduates are more likely to go on to college today than in the past. Sixty-three percent of the year 2000 high school graduates had enrolled in college by the following fall, up from 52 percent of the class of 1970. (US Bureau of Labor Statistics) View All

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Affiliate of the National Association of State Treasurers