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North Carolina's National College Savings Program

North Carolina - North Carolina State Education Assistance Authority

529 Savings Plan - Direct-sold

Click "+" to expand the plan details, click "-" to shrink the plan details.

Contact Information: CFNC.org/NC529 Ph 800-600-3453

Management Information: North Carolina State Education Assistance Authority

Program Manager:	Contract Termination Date:
College Foundation, Inc.	Not Applicable
Investment Manager(s):	Contract Termination Date(s):
North Carolina State Treasurer	Not Applicable
State Employees' Credit Union	Not Applicable
The Vanguard Group®	Not Applicable

Plan Benefits: Tax Deductions - Tax Exemptions

Investment Options: 11 Investment Options

Blended Options: 4 Investment Options

Vanguard Conservative Growth Portfolio

Manager:

The Vanguard Group®

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$25.00
Minimum Subsequent Contribution	$25.00
Maximum Total Contribution	$400,000.00
Link to performance	CFNC.org/NC529

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.135%	0.25%	0.00%	0.00%	0.385%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$39.90	$125.30	$218.76	$492.80

Vanguard Growth Portfolio

Manager:

The Vanguard Group®

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$25.00
Minimum Subsequent Contribution	$25.00
Maximum Total Contribution	$400,000.00
Link to performance	CFNC.org/NC529

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.125%	0.25%	0.00%	0.00%	0.375%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$38.88	$122.10	$213.20	$480.41

Vanguard Income Portfolio

Manager:

The Vanguard Group®

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$25.00
Minimum Subsequent Contribution	$25.00
Maximum Total Contribution	$400,000.00
Link to performance	CFNC.org/NC529

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.145%	0.25%	0.00%	0.00%	0.395%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$40.92	$128.49	$224.31	$505.18

Vanguard Moderate Growth Portfolio

Manager:

The Vanguard Group®

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$25.00
Minimum Subsequent Contribution	$25.00
Maximum Total Contribution	$400,000.00
Link to performance	CFNC.org/NC529

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.13%	0.25%	0.00%	0.00%	0.38%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$38.88	$122.10	$213.20	$480.41

Capital Preservation Options: 2 Investment Options

Dependable Income Fund

Manager:

North Carolina State Treasurer

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$25.00
Minimum Subsequent Contribution	$25.00
Maximum Total Contribution	$400,000.00
Link to performance	CFNC.org/NC529

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.05%	0.25%	0.00%	0.00%	0.3%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$31.50	$99.00	$172.97	$390.43

Vanguard Money Market Portfolio

Manager:

The Vanguard Group®

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$25.00
Minimum Subsequent Contribution	$25.00
Maximum Total Contribution	$400,000.00
Link to performance	CFNC.org/NC529

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.16%	0.25%	0.00%	0.00%	0.41%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$41.94	$131.69	$229.86	$517.54

Equity Options: 3 Investment Options

Vanguard Aggressive Growth Portfolio

Manager:

The Vanguard Group®

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$25.00
Minimum Subsequent Contribution	$25.00
Maximum Total Contribution	$400,000.00
Link to performance	CFNC.org/NC529

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.12%	0.25%	0.00%	0.00%	0.37%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$37.86	$118.91	$207.64	$468.01

Vanguard Total International Stock Index Portfolio

Manager:

The Vanguard Group®

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$25.00
Minimum Subsequent Contribution	$25.00
Maximum Total Contribution	$400,000.00
Link to performance	CFNC.org/NC529

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.19%	0.25%	0.00%	0.00%	0.44%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$45.00	$141.26	$246.49	$554.55

Vanguard Total Stock Market Index Portfolio

Manager:

The Vanguard Group®

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$25.00
Minimum Subsequent Contribution	$25.00
Maximum Total Contribution	$400,000.00
Link to performance	CFNC.org/NC529

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.09%	0.25%	0.00%	0.00%	0.34%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$34.79	$109.32	$190.95	$430.73

Fixed Income Options: 1 Investment Option

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$25.00
Minimum Subsequent Contribution	$25.00
Maximum Total Contribution	$400,000.00
Link to performance	CFNC.org/NC529

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.14%	0.25%	0.00%	0.00%	0.39%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$39.90	$125.30	$218.76	$492.80

Guaranteed Options: 1 Investment Option

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$25.00
Minimum Subsequent Contribution	$25.00
Maximum Total Contribution	$400,000.00
Link to performance	CFNC.org/NC529

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.00%	0.25%	0.00%	0.00%	0.25%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$26.25	$82.54	$144.29	$326.15

Plan Performance: Investment Option Performance

North Carolina's National College Savings Program

Quarter-End Performance for the period ending N/A

(net of all applicable fees and costs)

	Average Annual Total Returns					Inception Date
	1-Year	3-Year	5-Year	10-Year	Since Inception	Inception Date
Blended Portfolios
Vanguard Conservative Growth Portfolio	-	-	-	-	-	N/A
Vanguard Growth Portfolio	-	-	-	-	-	N/A
Vanguard Income Portfolio	-	-	-	-	-	N/A
Vanguard Moderate Growth Portfolio	-	-	-	-	-	N/A
Capital Preservation/Money Market Portfolios
Dependable Income Fund	-	-	-	-	-	N/A
Vanguard Money Market Portfolio	-	-	-	-	-	N/A
Equity Portfolios
Vanguard Aggressive Growth Portfolio	-	-	-	-	-	N/A
Vanguard Total International Stock Index Portfolio	-	-	-	-	-	N/A
Vanguard Total Stock Market Index Portfolio	-	-	-	-	-	N/A
Fixed Income Portfolios
Vanguard Total Bond Market Index	-	-	-	-	-	N/A
Guaranteed Portfolios
Federally-Insured Deposit Account	-	-	-	-	-	N/A

The performance data shown represents past performance. Past performance is not a guarantee of future results. Investment returns and principal value will fluctuate, so that investors' units, when sold, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data cited.

Return

Plan Residency: No

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