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Texas College Savings Plan

Texas - Texas Prepaid Higher Education Tuition Board

529 Savings Plan - Direct-sold

Click "+" to expand the plan details, click "-" to shrink the plan details.

Contact Information: www.texascollegesavings.com Ph 800-445-4723

Management Information: Texas Prepaid Higher Education Tuition Board

Program Manager:	Contract Termination Date:
OFI Private Investments, Inc., a subsidiary of OppenheimerFunds Inc.	December 31, 2013
Investment Manager(s):	Contract Termination Date(s):
Dreyfus Corporation	Not Applicable
Multiple Investment Managers	Not Applicable
OppenheimerFunds Inc.	Not Applicable
The Vanguard Group®	Not Applicable
Thornburg Investment Management, Inc.	Not Applicable

Plan Benefits: Tax Exemptions - Financial Aid - Other Benefits

Investment Options: 10 Investment Options

Age-Based Options: 2 Investment Options

Blended Age Based Portfolios

Manager:

Multiple Investment Managers

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$25.00
Minimum Subsequent Contribution	$15.00
Maximum Total Contribution	$370,000.00
Link to performance	www.texascollegesavings.com/OFI529/AP/PerformanceInfo.do

Age Based accounts are placed in one of six portfolios based on the beneficiary's age. Blended Portfolios are a combination of active and index investments.
0-6 Years Portfolio: Seeks long-term growth by investing primarily in equity investments. A percentage of assets are invested in fixed income investments to provide some protection from equity volatility.
7-9 Years Portfolio: Seeks growth by investing in an allocation weighted toward equity investments versus fixed income investments.
10-11 Years Portfolio: Seeks moderate growth by investing in a balanced asset allocation slightly weighted toward equity investments over fixed income investments.
12-14 Years Portfolio: Seeks moderate growth by investing in a balanced asset allocation weighted equally between equity investments and fixed income investments.
15-17 Years Portfolio: Seeks conservative growth by investing in an asset allocation weighted toward fixed income investments over equity investments.
18 Years Portfolio: Seeks preservation of capital with minimal growth by investing primarily in fixed income investments to maintain stability.

Fee Structure: Direct-sold
	Annual Asset-Based Fees					Additional Investor Expense
Age of Child	Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0 - 6	0.56%	0.15%	0.1%	0.00%	0.81%	$0.00
7 - 9	0.52%	0.15%	0.1%	0.00%	0.77%	$0.00
10 - 11	0.5%	0.15%	0.1%	0.00%	0.75%	$0.00
12 - 14	0.48%	0.15%	0.1%	0.00%	0.73%	$0.00
15 - 17	0.42%	0.15%	0.1%	0.00%	0.67%	$0.00
18 - And Up	0.38%	0.15%	0.1%	0.00%	0.63%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Age of Child	1 year	3 years	5 years	10 years
0 - 6	$83.00	$260.00	$451.00	$1,006.00
7 - 9	$79.00	$247.00	$429.00	$958.00
10 - 11	$77.00	$241.00	$418.00	$934.00
12 - 14	$75.00	$234.00	$407.00	$910.00
15 - 17	$69.00	$215.00	$374.00	$837.00
18 - And Up	$65.00	$202.00	$352.00	$789.00

Cost of Investment Disclosure

Index Age Based Portfolios

Manager:

Multiple Investment Managers

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$25.00
Minimum Subsequent Contribution	$15.00
Maximum Total Contribution	$370,000.00
Link to performance	www.texascollegesavings.com/OFI529/AP/PerformanceInfo.do

Age Based accounts are placed in one of six portfolios based on the beneficiary's age. Index Portfolios are based on index investments.
0-6 Years Portfolio: Seeks long-term growth by investing primarily in equity investments. A percentage of assets are invested in fixed income investments to provide some protection from equity volatility.
7-9 Years Portfolio: Seeks moderate growth by investing in an allocation weighted toward equity investments over fixed income investments.
10-11 Years Portfolio: Seeks moderate growth by investing in a balanced asset allocation slightly weighted toward equity investments over fixed income investments.
12-14 Years Portfolio: Seeks moderate growth by investing in a balanced asset allocation weighted equally between equity investments and fixed income investments.
15-17 Years Portfolio: Seeks conservative growth by investing in an asset allocation weighted toward fixed income investments over equity investments.
18 Years Portfolio: Seeks preservation of capital with minimal growth by investing primarily in fixed income investments to maintain stability.

Fee Structure: Direct-sold
	Annual Asset-Based Fees					Additional Investor Expense
Age of Child	Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0 - 6	0.4%	0.15%	0.1%	0.00%	0.55%	$0.00
7 - 9	0.4%	0.15%	0.1%	0.00%	0.55%	$0.00
10 - 11	0.4%	0.15%	0.1%	0.00%	0.55%	$0.00
12 - 14	0.4%	0.15%	0.1%	0.00%	0.55%	$0.00
15 - 17	0.37%	0.15%	0.1%	0.00%	0.52%	$0.00
18 - And Up	0.36%	0.15%	0.1%	0.00%	0.51%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Age of Child	1 year	3 years	5 years	10 years
0 - 6	$56.00	$177.00	$308.00	$691.00
7 - 9	$56.00	$177.00	$308.00	$691.00
10 - 11	$56.00	$177.00	$308.00	$691.00
12 - 14	$56.00	$177.00	$308.00	$691.00
15 - 17	$53.00	$167.00	$291.00	$654.00
18 - And Up	$52.00	$164.00	$286.00	$642.00

Cost of Investment Disclosure

Blended Options: 2 Investment Options

Blended Balanced Portfolio

Manager:

Multiple Investment Managers

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.5%	0.15%	0.1%	0.00%	0.75%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$77.00	$241.00	$418.00	$934.00

Index Balanced Portfolio

Manager:

Multiple Investment Managers

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.4%	0.15%	0.00%	0.00%	0.55%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$56.00	$177.00	$308.00	$691.00

Capital Preservation Options: 2 Investment Options

Money Market Portfolio

Manager:

OppenheimerFunds Inc.

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.17%	0.15%	0.1%	0.00%	0.42%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$43.00	$135.00	$236.00	$531.00

U.S. Government Money Market Portfolio

Manager:

Dreyfus Corporation

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.21%	0.15%	0.1%	0.00%	0.46%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$47.00	$148.00	$258.00	$580.00

Equity Options: 2 Investment Options

Blended 100% Equity Portfolio

Manager:

Multiple Investment Managers

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.58%	0.15%	0.1%	0.00%	0.83%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$85.00	$266.00	$462.00	$1,030.00

Index 100% Equity Portfolio

Manager:

Multiple Investment Managers

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.39%	0.15%	0.00%	0.00%	0.54%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$55.00	$174.00	$303.00	$679.00

Fixed Income Options: 2 Investment Options

Fixed Income Portfolio

Manager:

Dreyfus Corporation

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.45%	0.15%	0.1%	0.00%	0.7%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$72.00	$225.00	$391.00	$874.00

Inflation-Protected Bond Portfolio

Manager:

The Vanguard Group®

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.32%	0.15%	0.1%	0.00%	0.57%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$58.00	$183.00	$319.00	$716.00

Plan Performance: Investment Option Performance

Texas College Savings Plan

Quarter-End Performance for the period ending N/A

(net of all applicable fees and costs)

	Average Annual Total Returns					Inception Date
	1-Year	3-Year	5-Year	10-Year	Since Inception	Inception Date
Age-Based Portfolios
Index Age Based Portfolios
Age of Child: 0 - 6	-	-	-	-	-	N/A
Age of Child: 7 - 9	-	-	-	-	-	N/A
Age of Child: 10 - 11	-	-	-	-	-	N/A
Age of Child: 12 - 14	-	-	-	-	-	N/A
Age of Child: 15 - 17	-	-	-	-	-	N/A
Age of Child: 18 - And Up	-	-	-	-	-	N/A
Blended Age Based Portfolios
Age of Child: 0 - 6	-	-	-	-	-	N/A
Age of Child: 7 - 9	-	-	-	-	-	N/A
Age of Child: 10 - 11	-	-	-	-	-	N/A
Age of Child: 12 - 14	-	-	-	-	-	N/A
Age of Child: 15 - 17	-	-	-	-	-	N/A
Age of Child: 18 - And Up	-	-	-	-	-	N/A
Blended Portfolios
Blended Balanced Portfolio	-	-	-	-	-	N/A
Index Balanced Portfolio	-	-	-	-	-	N/A
Capital Preservation/Money Market Portfolios
Money Market Portfolio	-	-	-	-	-	N/A
U.S. Government Money Market Portfolio	-	-	-	-	-	N/A
Equity Portfolios
Blended 100% Equity Portfolio	-	-	-	-	-	N/A
Index 100% Equity Portfolio	-	-	-	-	-	N/A
Fixed Income Portfolios
Fixed Income Portfolio	-	-	-	-	-	N/A
Inflation-Protected Bond Portfolio	-	-	-	-	-	N/A

The performance data shown represents past performance. Past performance is not a guarantee of future results. Investment returns and principal value will fluctuate, so that investors' units, when sold, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data cited.

Return

Plan Residency: No

Among women, median earnings of four-year college graduates were 37 percent higher than median earnings of high school graduates in 1975. The gap grew to 47 percent in 1985, and 71 percent in 1995. It was 70 percent in 2005. View All

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